Mr. Lopez, a father of four, came to Legal Services for assistance because his wages were being garnished to satisfy a final judgment to recover credit card debt. Almost 25% of his disposable income was at risk of garnishment. Legal Services helped Mr. Lopez successfully assert a Claim of Exemption to stop the wage garnishment, then filed a Motion for Relief from Judgment because the Plaintiff was not registered as a debt collector with the State of Florida at the time it brought the lawsuit against Mr. Lopez. As a result, Mr. Lopez obtained a settlement for a fraction of the final judgment and entered into an affordable payment plan. Mr. Lopez was able to complete the payment plan and still provide for the needs of his family, keeping them stable and secure.