South Florida is the fraud capital of America. Many residents are the target of unfair and dishonest business practices. Many face dire financial outcomes when they enter consumer arrangements they do not fully understand. Garnishment, repossession, ruined credit, identity theft, enormous debt and adverse judgments are the results. To combat these serious problems, Legal Services’ attorneys provide representation and assistance to challenge wage and bank account garnishments, defend against unfair debt collection and reporting practices, and auto repossession deficiency lawsuits.  Our attorneys also represent residents in obtaining a fresh start from crippling consumer debt through Chapter 7 bankruptcy proceedings.  We also welcome opportunities to educate residents about their legal rights and responsibilities and how to protect ourselves as consumers.